Do not wait. Too often clients come to us after the foreclosure. The loan modification failed and the property was sold. We can protect your home from foreclosure through the legal remedies provided by state and federal law. A Chapter 13 bankruptcy is the most common remedy used to stop foreclosure and get you back on track with your mortgage. Often times we can even eliminate your second mortgage..

Stop the harassing phone calls and letters. Once you retain us, your creditors must deal with us. They have attorneys and so should you! It is your legal right to stop them with a bankruptcy. Do not delay. Stop the harassment and phone calls. We can help you with a fresh start..

Filing bankruptcy will also stop garnishments from judgments. Any judgment creditor can garnish your wages; however, bankruptcy will stop the bill collectors in their tracks. The collectors can remove 25% from your paycheck. Bankruptcy will put an automatic stay on the garnishments, and most times we can discharge the underlying debt, so that you get to keep all of your hard earned money.

While it is true that a bankruptcy will impact your credit, so do all the delinquent payments and judgments that are reported each month. Bankruptcy will discharge these negative entries and your credit will start rebuilding after the filing.