Four things people come to us to stop. Each is a legal remedy, not a negotiation — which is why it works.
Save Your Home From Foreclosure
Do not wait. Too often clients come to us after the foreclosure. The loan modification failed and the property was sold. We can protect your home from foreclosure through the legal remedies provided by state and federal law. A Chapter 13 bankruptcy is the most common remedy used to stop foreclosure and get you back on track with your mortgage. Often times we can even eliminate your second mortgage.
Stop Bill Collectors
Stop the harassing phone calls and letters. Once you retain us, your creditors must deal with us. They have attorneys and so should you! It is your legal right to stop them with a bankruptcy. Do not delay. Stop the harassment and phone calls. We can help you with a fresh start.
Stop Garnishments
Filing bankruptcy will also stop garnishments from judgments. Any judgment creditor can garnish your wages; however, bankruptcy will stop the bill collectors in their tracks. The collectors can remove 25% from your paycheck. Bankruptcy will put an automatic stay on the garnishments, and most times we can discharge the underlying debt, so that you get to keep all of your hard earned money.
Stop Bad Credit
While it is true that a bankruptcy will impact your credit, so do all the delinquent payments and judgments that are reported each month. Bankruptcy will discharge these negative entries and your credit will start rebuilding after the filing.
We handle the whole case
BTA Legal can help you with all your debt relief issues. The consultation is free and it is with an
attorney — who will tell you honestly whether bankruptcy is the right answer for you. We offer
flexible payment plans, we take care of all the paperwork, and you have direct access to the team
handling your case.
You can contact us 24 hours a day, seven days a week, and evening and weekend appointments are
available.